Real estate appraisal services for homeowners in the city of Fort Wayne and Allen CountyThe top seven reasons Indiana homeowners use Cedar Canyon Appraisal Services, Inc:
At Cedar Canyon Appraisal Services, Inc, we understand the individual needs of a customer in need of appraisal services. The appraisal process and reporting formats are relatively routine to our business clients like lenders, lawyers, and CPAs. As our client, you'll receive extra guidance and explanations through the appraisal process to better understand what we do and how we present our findings. For-Sale-by-Owner (FSBO) / Pre-Listing ServicesSince you have an emotional attachment to your own home, it's often very hard to be objective about it. Our professional appraisers at Cedar Canyon Appraisal Services, Inc are objective. We won't just tell you what you want to hear, we will tell you what you need to know. A professional appraisal is very crucial as a negotiating tool once you have a potential buyer, in addition to helping you set a realistic price to sell at so your property will attract many interested buyers. It's something tangible to show your buyer. It's an independent third party's opinion of your house's value, and not just you saying how much your home is worth. Potential buyers know you have an emotional attachment to your house and will be far more likely to give credibility to a professional appraiser's value report than yours.Challenging Allen County's assessment of your propertyYour local tax assessor may have your home overvalued if you live in an area that's going down or not appreciating as much as other properties nearby. That means you're paying more taxes than you should. The faster you take care of a matter like this, the better off you'll be, since your property assessment may likely go up again in the next period. An appraisal from Cedar Canyon Appraisal Services, Inc is your perfect weapon when contesting your property tax assessment.Appraisals to cancel PMIGetting the PMI (Private Mortgage Insurance) canceled from your mortgage loan is a preferred way to cut expenses for homeowners. Once your mortgage loan amount is down below 80% of the value of your home, in most cases you can apply to your lender to have the PMI canceled from your loan, which will make your monthly payments go down. At Cedar Canyon Appraisal Services, Inc, we're experts in helping people just like you do away with unwanted PMI insurance.Was your HELOC recently frozen?Your lender just may make the decision to automatically freeze your home equity line of credit (HELOC) if your house is in a declining area -- even if your specific property has not declined in value. Not only can this be inopportune from a cash flow point of view, but it can be destructive to your credit score since it may appear as though that credit line is maxed out. Cedar Canyon Appraisal Services, Inc can provide you with a professional appraisal that will help you reinstate your HELOC.We Provide Field and Desktop Appraisal Review ServicesHave you just gotten a copy of your appraisal and you'd wish to have a seasoned professional double-check it for precision or do you want a second opinion without the charge and delay of waiting for a whole new appraisal? We can go out and check the subject and comps in question in a field review. If you're in a rush, we'll provide you with a desk review and verify as many facts as we can, using online data sources as well as our own files.We can also provide a retrospective review of any appraisal report you may have had done before. Even though most review work is commissioned by lenders, homeowners that have reason to believe they've been the victim of mortgage fraud are prudent to get a second opinion. |